Payment Options

ZIP

GET IT NOW, PAY LATER.

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Apply for Zip

Select Zip at checkout or download the app.

ZIP IT

Pay 25% and get your goods straight away.

PAY LATER

Pay the rest over 3 fortnightly instalments. Interest free.

Afterpay

DON'T JUST PAY LATER. PAY BETTER.

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PAY OVER 6 WEEKS.

Get what you need now. Make your first payment today and the rest over 6 weeks. We’ll send you reminders, so you never miss a payment.

NEVER PAY INTEREST.

We never charge interest.
Full stop.

NO FEES WHEN YOU PAY ON TIME.

Afterpay is free when you pay on time. Pay nothing to sign up, no establishment fees, no monthly account fees.

SMART SPEND LIMITS.

Our spending limits start at around $600 and only increase gradually with responsible spending behaviour.

lAYBUY

Pay it in 6, interest-free. Easy.

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Buy now, pay later in 6

Never pay the full price at checkout again. Pay 1/6 today and the rest over five weeks.

No interest, no fees

Experience fee freedom when you pay on time. Interest? Never.

Tap to pay

In-store shopping just got easier. Now you can Tap to Pay with Laybuy card in Apple Wallet.

Boost your spend

We created Boost so you can spend more than your Laybuy limit by paying the difference up front.